2024年(nian)1月22日,中(zhong)信銀行(xing)發布(bu)2023年(nian)度業績快報(集團口徑)。2023年(nian)營(ying)業總收入為2058.96億(yi)(yi)元(yuan),同比下降2.60%;利(li)潤總額748.87億(yi)(yi)元(yuan),比上年(nian)增(zeng)長(chang)2.00%;實現歸(gui)屬于(yu)該(gai)行(xing)股(gu)東(dong)的(de)凈利(li)潤670.16億(yi)(yi)元(yuan),比上年(nian)增(zeng)長(chang)7.91%。
資產(chan)質(zhi)量方面,截至2023年(nian)末(mo),中信(xin)銀行不良貸款(kuan)率(lv)為1.18%,比上(shang)年(nian)末(mo)下(xia)降0.09個百(bai)分(fen)點;撥備(bei)覆(fu)蓋率(lv)207.59%,比上(shang)年(nian)末(mo)上(shang)升(sheng)6.40個百(bai)分(fen)點。
資(zi)產金額方面,截至2023年末(mo)(mo),中信(xin)銀(yin)行資(zi)產總額突破9萬億元,達90528.45億元,比(bi)上年末(mo)(mo)增(zeng)長5.91%;歸屬于中信(xin)銀(yin)行普通股股東的(de)所(suo)有者權益 6023.39億元,比(bi)上年末(mo)(mo)增(zeng)長9.42%。
中信銀行(xing)成(cheng)立于1987年(nian)(nian),是(shi)中國(guo)改革開放中較早成(cheng)立的新興商業銀行(xing)之一,是(shi)中國(guo)較早參與(yu)國(guo)內外金融市(shi)場融資(zi)的商業銀行(xing),為中國(guo)經濟建(jian)設做出了積(ji)極貢(gong)獻。2007年(nian)(nian)4月,中信銀行(xing)實現在(zai)上海證券交(jiao)易所和香(xiang)港聯合交(jiao)易所A+H股同(tong)步上市(shi)。
中信銀(yin)行(xing)以建設成為“有擔當、有溫度、有特色、有價值”的(de)綜(zong)(zong)合金(jin)融(rong)服(fu)務(wu)(wu)(wu)提供者為發(fa)展(zhan)愿(yuan)景,充分發(fa)揮中信集團“金(jin)融(rong)+實(shi)業(ye)”綜(zong)(zong)合平(ping)臺優(you)勢,向企業(ye)客(ke)(ke)戶(hu)和機構客(ke)(ke)戶(hu)提供公司銀(yin)行(xing)業(ye)務(wu)(wu)(wu)、國際業(ye)務(wu)(wu)(wu)、金(jin)融(rong)市場(chang)業(ye)務(wu)(wu)(wu)、機構業(ye)務(wu)(wu)(wu)、投資銀(yin)行(xing)業(ye)務(wu)(wu)(wu)、交易銀(yin)行(xing)業(ye)務(wu)(wu)(wu)、托管業(ye)務(wu)(wu)(wu)等綜(zong)(zong)合金(jin)融(rong)解決方(fang)案,向個人(ren)客(ke)(ke)戶(hu)提供零售銀(yin)行(xing)、信用卡、消費金(jin)融(rong)、財富(fu)管理(li)、私人(ren)銀(yin)行(xing)、出國金(jin)融(rong)、電子(zi)銀(yin)行(xing)等多(duo)元化金(jin)融(rong)產品及(ji)服(fu)務(wu)(wu)(wu),多(duo)方(fang)位滿足(zu)企業(ye)、機構及(ji)個人(ren)客(ke)(ke)戶(hu)的(de)綜(zong)(zong)合金(jin)融(rong)服(fu)務(wu)(wu)(wu)需求(qiu)。
截至2021年末,中(zhong)(zhong)(zhong)信(xin)(xin)銀(yin)(yin)行(xing)(xing)在(zai)國(guo)(guo)內153個大中(zhong)(zhong)(zhong)城市設(she)(she)有(you)(you)(you)1415家(jia)(jia)營業(ye)網(wang)(wang)點(dian)(dian),在(zai)境(jing)內外下設(she)(she)中(zhong)(zhong)(zhong)信(xin)(xin)國(guo)(guo)際金(jin)(jin)融(rong)控(kong)股有(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、信(xin)(xin)銀(yin)(yin)(香(xiang)(xiang)港)投(tou)資(zi)有(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、中(zhong)(zhong)(zhong)信(xin)(xin)金(jin)(jin)融(rong)租賃有(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、信(xin)(xin)銀(yin)(yin)理財(cai)有(you)(you)(you)限(xian)責任公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、中(zhong)(zhong)(zhong)信(xin)(xin)百信(xin)(xin)銀(yin)(yin)行(xing)(xing)股份(fen)有(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)、阿(a)爾金(jin)(jin)銀(yin)(yin)行(xing)(xing)和浙(zhe)江臨安中(zhong)(zhong)(zhong)信(xin)(xin)村鎮(zhen)銀(yin)(yin)行(xing)(xing)股份(fen)有(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)7家(jia)(jia)附屬(shu)機構。其中(zhong)(zhong)(zhong),中(zhong)(zhong)(zhong)信(xin)(xin)國(guo)(guo)際金(jin)(jin)融(rong)控(kong)股有(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)子公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)中(zhong)(zhong)(zhong)信(xin)(xin)銀(yin)(yin)行(xing)(xing)(國(guo)(guo)際)在(zai)香(xiang)(xiang)港、澳門、紐約、洛(luo)杉(shan)磯、新加坡和中(zhong)(zhong)(zhong)國(guo)(guo)內地設(she)(she)有(you)(you)(you)32家(jia)(jia)營業(ye)網(wang)(wang)點(dian)(dian)和2家(jia)(jia)商務中(zhong)(zhong)(zhong)心(xin)。信(xin)(xin)銀(yin)(yin)(香(xiang)(xiang)港)投(tou)資(zi)有(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)在(zai)香(xiang)(xiang)港和境(jing)內設(she)(she)有(you)(you)(you)3家(jia)(jia)子公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)。信(xin)(xin)銀(yin)(yin)理財(cai)有(you)(you)(you)限(xian)責任公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)為(wei)本行(xing)(xing)全(quan)資(zi)理財(cai)子公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)。中(zhong)(zhong)(zhong)信(xin)(xin)百信(xin)(xin)銀(yin)(yin)行(xing)(xing)股份(fen)有(you)(you)(you)限(xian)公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)為(wei)中(zhong)(zhong)(zhong)信(xin)(xin)銀(yin)(yin)行(xing)(xing)與百度公(gong)(gong)(gong)(gong)司(si)(si)(si)(si)發起設(she)(she)立(li)的具(ju)有(you)(you)(you)獨立(li)法(fa)人(ren)資(zi)格直銷銀(yin)(yin)行(xing)(xing)。阿(a)爾金(jin)(jin)銀(yin)(yin)行(xing)(xing)在(zai)哈薩克斯坦設(she)(she)有(you)(you)(you)7家(jia)(jia)營業(ye)網(wang)(wang)點(dian)(dian)和1個私(si)人(ren)銀(yin)(yin)行(xing)(xing)中(zhong)(zhong)(zhong)心(xin)。
中信銀行堅持服務實體(ti)經濟,穩健(jian)經營,與時俱(ju)進。經過(guo)30余(yu)年的發展(zhan),已成為(wei)一家(jia)總資(zi)產規模超8萬億元(yuan)、員工人數近6萬名,具有強大綜合(he)實力(li)和品牌競爭力(li)的金融集團。
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