說明:以下(xia)中信(xin)銀行人民(min)幣(bi)存(cun)款(kuan)利率表(biao)自2023年12月25日起執行,存(cun)款(kuan)掛牌利率僅供參考,對具體客戶的實際(ji)執行利率以中信(xin)銀行分支機(ji)構等業務(wu)渠道最終辦理結(jie)果為準。
單位:年(nian)利率(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中(zhong)信(xin)(xin)銀行(xing)成立(li)于1987年,是中(zhong)國(guo)改革開放中(zhong)較(jiao)早成立(li)的新(xin)興商(shang)業(ye)銀行(xing)之(zhi)一,是中(zhong)國(guo)較(jiao)早參(can)與國(guo)內(nei)外(wai)金融市場(chang)融資的商(shang)業(ye)銀行(xing),為中(zhong)國(guo)經濟建設做出了積極貢(gong)獻(xian)。2007年4月,中(zhong)信(xin)(xin)銀行(xing)實(shi)現在上海證券交易所和香港聯合交易所A+H股同步上市。
中(zhong)信(xin)(xin)(xin)銀行(xing)(xing)以建設成為(wei)(wei)“有(you)擔(dan)當、有(you)溫度、有(you)特色、有(you)價值”的綜合金(jin)融(rong)服(fu)(fu)務(wu)(wu)提供(gong)者為(wei)(wei)發展愿景,充分發揮中(zhong)信(xin)(xin)(xin)集團“金(jin)融(rong)+實(shi)業(ye)(ye)”綜合平臺優勢,向(xiang)企業(ye)(ye)客(ke)(ke)戶(hu)和機構客(ke)(ke)戶(hu)提供(gong)公司銀行(xing)(xing)業(ye)(ye)務(wu)(wu)、國際業(ye)(ye)務(wu)(wu)、金(jin)融(rong)市場業(ye)(ye)務(wu)(wu)、機構業(ye)(ye)務(wu)(wu)、投資銀行(xing)(xing)業(ye)(ye)務(wu)(wu)、交易銀行(xing)(xing)業(ye)(ye)務(wu)(wu)、托管業(ye)(ye)務(wu)(wu)等綜合金(jin)融(rong)解決方案,向(xiang)個(ge)人(ren)客(ke)(ke)戶(hu)提供(gong)零售銀行(xing)(xing)、信(xin)(xin)(xin)用卡(ka)、消費金(jin)融(rong)、財富管理、私人(ren)銀行(xing)(xing)、出國金(jin)融(rong)、電子銀行(xing)(xing)等多元化金(jin)融(rong)產(chan)品及(ji)服(fu)(fu)務(wu)(wu),多方位滿足(zu)企業(ye)(ye)、機構及(ji)個(ge)人(ren)客(ke)(ke)戶(hu)的綜合金(jin)融(rong)服(fu)(fu)務(wu)(wu)需求。
截至2021年(nian)末,中(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)在(zai)國(guo)內(nei)153個大中(zhong)城市設有(you)(you)(you)(you)(you)1415家(jia)(jia)營業網點,在(zai)境內(nei)外下設中(zhong)信(xin)(xin)(xin)(xin)國(guo)際金(jin)融(rong)控股(gu)(gu)(gu)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)、信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)(香(xiang)(xiang)港(gang)(gang))投(tou)資(zi)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)、中(zhong)信(xin)(xin)(xin)(xin)金(jin)融(rong)租賃有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)、信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)理(li)財有(you)(you)(you)(you)(you)限(xian)(xian)責任公(gong)(gong)(gong)司(si)(si)、中(zhong)信(xin)(xin)(xin)(xin)百信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)股(gu)(gu)(gu)份有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)、阿爾(er)金(jin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)和(he)浙(zhe)江臨(lin)安中(zhong)信(xin)(xin)(xin)(xin)村鎮銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)股(gu)(gu)(gu)份有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)7家(jia)(jia)附屬機構(gou)。其中(zhong),中(zhong)信(xin)(xin)(xin)(xin)國(guo)際金(jin)融(rong)控股(gu)(gu)(gu)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)子(zi)公(gong)(gong)(gong)司(si)(si)中(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(國(guo)際)在(zai)香(xiang)(xiang)港(gang)(gang)、澳門、紐約、洛杉磯、新加坡和(he)中(zhong)國(guo)內(nei)地設有(you)(you)(you)(you)(you)32家(jia)(jia)營業網點和(he)2家(jia)(jia)商務(wu)中(zhong)心。信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)(香(xiang)(xiang)港(gang)(gang))投(tou)資(zi)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)在(zai)香(xiang)(xiang)港(gang)(gang)和(he)境內(nei)設有(you)(you)(you)(you)(you)3家(jia)(jia)子(zi)公(gong)(gong)(gong)司(si)(si)。信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)理(li)財有(you)(you)(you)(you)(you)限(xian)(xian)責任公(gong)(gong)(gong)司(si)(si)為(wei)本行(xing)(xing)(xing)全資(zi)理(li)財子(zi)公(gong)(gong)(gong)司(si)(si)。中(zhong)信(xin)(xin)(xin)(xin)百信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)股(gu)(gu)(gu)份有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)為(wei)中(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)與百度公(gong)(gong)(gong)司(si)(si)發(fa)起(qi)設立的(de)具有(you)(you)(you)(you)(you)獨立法人(ren)資(zi)格(ge)直銷銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)。阿爾(er)金(jin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)在(zai)哈薩(sa)克斯坦設有(you)(you)(you)(you)(you)7家(jia)(jia)營業網點和(he)1個私人(ren)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)中(zhong)心。
中(zhong)信銀行(xing)堅持服務(wu)實體經(jing)濟,穩健經(jing)營,與時俱進。經(jing)過30余年的(de)發展,已成(cheng)為一家總資產(chan)規模超(chao)8萬(wan)億元、員工人數近(jin)6萬(wan)名,具(ju)有強大綜合實力(li)和品牌競爭(zheng)力(li)的(de)金融集團(tuan)。