說(shuo)明:以下(xia)中(zhong)信銀(yin)行(xing)(xing)人民(min)幣存(cun)款利(li)率(lv)表自2023年12月25日起執(zhi)行(xing)(xing),存(cun)款掛(gua)牌利(li)率(lv)僅(jin)供(gong)參考,對具體客戶(hu)的實(shi)際執(zhi)行(xing)(xing)利(li)率(lv)以中(zhong)信銀(yin)行(xing)(xing)分支機(ji)構等業務(wu)渠道最終辦理結果(guo)為準。
單位:年利率(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中(zhong)(zhong)信銀行(xing)(xing)成(cheng)(cheng)立于(yu)1987年,是(shi)中(zhong)(zhong)國改革開放中(zhong)(zhong)較(jiao)早(zao)成(cheng)(cheng)立的新興商(shang)業銀行(xing)(xing)之一,是(shi)中(zhong)(zhong)國較(jiao)早(zao)參與國內外金融市場融資的商(shang)業銀行(xing)(xing),為中(zhong)(zhong)國經濟建設做出了積極貢(gong)獻。2007年4月,中(zhong)(zhong)信銀行(xing)(xing)實現(xian)在(zai)上(shang)海(hai)證券交易所和香港(gang)聯合交易所A+H股同步上(shang)市。
中(zhong)信銀(yin)(yin)行(xing)(xing)以建設成為(wei)“有(you)(you)擔當、有(you)(you)溫(wen)度(du)、有(you)(you)特色(se)、有(you)(you)價(jia)值”的綜合(he)(he)金融(rong)(rong)(rong)(rong)服務(wu)(wu)(wu)提(ti)供者為(wei)發展(zhan)愿景,充分發揮中(zhong)信集團“金融(rong)(rong)(rong)(rong)+實業(ye)(ye)”綜合(he)(he)平臺優勢(shi),向企(qi)業(ye)(ye)客戶(hu)和機構客戶(hu)提(ti)供公司銀(yin)(yin)行(xing)(xing)業(ye)(ye)務(wu)(wu)(wu)、國際業(ye)(ye)務(wu)(wu)(wu)、金融(rong)(rong)(rong)(rong)市場業(ye)(ye)務(wu)(wu)(wu)、機構業(ye)(ye)務(wu)(wu)(wu)、投資(zi)銀(yin)(yin)行(xing)(xing)業(ye)(ye)務(wu)(wu)(wu)、交易(yi)銀(yin)(yin)行(xing)(xing)業(ye)(ye)務(wu)(wu)(wu)、托管(guan)業(ye)(ye)務(wu)(wu)(wu)等綜合(he)(he)金融(rong)(rong)(rong)(rong)解(jie)決方(fang)案,向個(ge)人客戶(hu)提(ti)供零售銀(yin)(yin)行(xing)(xing)、信用卡、消費金融(rong)(rong)(rong)(rong)、財富管(guan)理、私人銀(yin)(yin)行(xing)(xing)、出國金融(rong)(rong)(rong)(rong)、電子銀(yin)(yin)行(xing)(xing)等多(duo)元化金融(rong)(rong)(rong)(rong)產品及服務(wu)(wu)(wu),多(duo)方(fang)位滿足企(qi)業(ye)(ye)、機構及個(ge)人客戶(hu)的綜合(he)(he)金融(rong)(rong)(rong)(rong)服務(wu)(wu)(wu)需求。
截至2021年(nian)末(mo),中(zhong)(zhong)信(xin)(xin)銀(yin)行在(zai)(zai)國(guo)(guo)內153個大中(zhong)(zhong)城市設(she)(she)有(you)(you)(you)(you)(you)1415家(jia)營業網點,在(zai)(zai)境內外下設(she)(she)中(zhong)(zhong)信(xin)(xin)國(guo)(guo)際(ji)金融控股有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)、信(xin)(xin)銀(yin)(香港(gang)(gang))投資(zi)有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)、中(zhong)(zhong)信(xin)(xin)金融租賃有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)、信(xin)(xin)銀(yin)理財(cai)有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)責任(ren)公(gong)司(si)(si)(si)、中(zhong)(zhong)信(xin)(xin)百(bai)信(xin)(xin)銀(yin)行股份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)、阿(a)爾(er)金銀(yin)行和(he)浙(zhe)江臨安中(zhong)(zhong)信(xin)(xin)村(cun)鎮銀(yin)行股份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)7家(jia)附(fu)屬機構。其中(zhong)(zhong),中(zhong)(zhong)信(xin)(xin)國(guo)(guo)際(ji)金融控股有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)子(zi)公(gong)司(si)(si)(si)中(zhong)(zhong)信(xin)(xin)銀(yin)行(國(guo)(guo)際(ji))在(zai)(zai)香港(gang)(gang)、澳(ao)門、紐約、洛杉磯、新加坡和(he)中(zhong)(zhong)國(guo)(guo)內地設(she)(she)有(you)(you)(you)(you)(you)32家(jia)營業網點和(he)2家(jia)商(shang)務中(zhong)(zhong)心(xin)(xin)。信(xin)(xin)銀(yin)(香港(gang)(gang))投資(zi)有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)在(zai)(zai)香港(gang)(gang)和(he)境內設(she)(she)有(you)(you)(you)(you)(you)3家(jia)子(zi)公(gong)司(si)(si)(si)。信(xin)(xin)銀(yin)理財(cai)有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)責任(ren)公(gong)司(si)(si)(si)為(wei)本行全資(zi)理財(cai)子(zi)公(gong)司(si)(si)(si)。中(zhong)(zhong)信(xin)(xin)百(bai)信(xin)(xin)銀(yin)行股份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)為(wei)中(zhong)(zhong)信(xin)(xin)銀(yin)行與百(bai)度公(gong)司(si)(si)(si)發起設(she)(she)立的具(ju)有(you)(you)(you)(you)(you)獨立法人資(zi)格直銷(xiao)銀(yin)行。阿(a)爾(er)金銀(yin)行在(zai)(zai)哈薩(sa)克(ke)斯坦(tan)設(she)(she)有(you)(you)(you)(you)(you)7家(jia)營業網點和(he)1個私人銀(yin)行中(zhong)(zhong)心(xin)(xin)。
中信銀行(xing)堅(jian)持服務實體經濟,穩健經營,與時俱(ju)進。經過30余(yu)年的發展,已成(cheng)為一家總資產規模超8萬億元、員工(gong)人數近6萬名,具有(you)強大綜合實力和品牌競爭力的金融集團。