工(gong)(gong)(gong)傷(shang)賠(pei)償(chang)標(biao)準又稱工(gong)(gong)(gong)傷(shang)保(bao)險待遇標(biao)準,是(shi)指工(gong)(gong)(gong)傷(shang)職工(gong)(gong)(gong)和因工(gong)(gong)(gong)死(si)亡職工(gong)(gong)(gong)親屬(shu)依法應當享(xiang)受的賠(pei)償(chang)項目(mu)和標(biao)準。那么工(gong)(gong)(gong)傷(shang)怎樣界定(ding)呢?認定(ding)工(gong)(gong)(gong)傷(shang)的情形有哪些?工(gong)(gong)(gong)傷(shang)賠(pei)償(chang)標(biao)準又是(shi)怎樣的?本期小(xiao)編(bian)根據國務院發布的《工(gong)(gong)(gong)傷(shang)保(bao)險條例》,簡單帶(dai)大家了解(jie)一下傷(shang)殘賠(pei)償(chang)金(jin)2022年(nian)最新(xin)標(biao)準、傷(shang)殘撫恤金(jin)2022年(nian)最新(xin)標(biao)準、傷(shang)殘等級(ji)1-10賠(pei)償(chang)標(biao)準。
出臺背景和實施時間:為了(le)保障因工(gong)(gong)作遭受事故傷(shang)(shang)(shang)害或者(zhe)患職業病的職工(gong)(gong)獲(huo)得(de)醫療救治和經濟補償,促進工(gong)(gong)傷(shang)(shang)(shang)預防和職業康復,分(fen)散用(yong)人單位的工(gong)(gong)傷(shang)(shang)(shang)風(feng)險,國務(wu)院制(zhi)定了(le)《工(gong)(gong)傷(shang)(shang)(shang)保險條(tiao)例》行(xing)政法規,自(zi)2004年1月1日(ri)起(qi)施行(xing),后于2010年12月進行(xing)修訂再(zai)施行(xing)。
職工有下列情形之一的,應當認定為工傷:
(一)在工作(zuo)時間(jian)和工作(zuo)場所(suo)內,因工作(zuo)原(yuan)因受到事故傷(shang)害的;
(二)工(gong)作(zuo)(zuo)時間前(qian)后在工(gong)作(zuo)(zuo)場所內,從事(shi)與工(gong)作(zuo)(zuo)有關的(de)預備性或者收尾性工(gong)作(zuo)(zuo)受(shou)到事(shi)故(gu)傷害的(de);
(三)在工作(zuo)(zuo)時間和工作(zuo)(zuo)場所內,因履行工作(zuo)(zuo)職責受到暴力等意外傷害的;
(四)患職(zhi)業病的(de);
(五)因(yin)工外(wai)出(chu)期間,由于工作(zuo)原(yuan)因(yin)受到傷害或者發生事(shi)故下落不(bu)明的;
(六)在上(shang)下班途中,受到非(fei)本(ben)人主(zhu)要責任的交通事故或(huo)者城市(shi)軌道交通、客運輪(lun)渡、火車(che)事故傷害的;
(七)法律、行政法規規定應當認定為工傷的其他情形。
職工有下列情形之一的,視同工傷:
(一(yi))在(zai)工作時(shi)間和工作崗位,突發疾(ji)病死(si)亡(wang)或者在(zai)48小時(shi)之內經搶救無(wu)效死(si)亡(wang)的(de);
(二)在搶險救災等維護(hu)國(guo)家利益、公共利益活動中受到(dao)傷害的(de);
(三)職(zhi)工原在(zai)軍(jun)隊服役,因戰(zhan)、因公(gong)負傷致(zhi)殘(can),已取得革命(ming)傷殘(can)軍(jun)人(ren)證,到用(yong)人(ren)單位后舊傷復(fu)發(fa)的(de)。
職工發生工傷,經治療傷情相對穩定后存在殘疾、影響勞動能力的,應當進行勞動能力鑒定,其中勞動功能障礙分為十個傷殘等級,最重的為一級,最輕的為十級。
職工因工致殘(can)被鑒定為一級至十級傷殘(can)的(de),由工傷保(bao)險(xian)基(ji)金支(zhi)付一次性傷殘(can)補助(zhu)金,標準如(ru)下(xia):
傷殘級別 | 傷殘補助金 |
一級傷殘 | 本人工資×27個月 |
二級傷殘 | 本人工資×25個月 |
三級傷殘 | 本人工資×23個月 |
四級傷殘 | 本人工資×21個月 |
五級傷殘 | 本人工資×18個月 |
六級傷殘 | 本人工資×16個月 |
七級傷殘 | 本人工資×13個月 |
八級傷殘 | 本人工資×11個月 |
九級傷殘 | 本人工資×9個月 |
十級傷殘 | 本人工資×7個月 |
職工因工致殘被鑒(jian)定為一級(ji)至六級(ji)傷殘的,按月支付傷殘津貼,標(biao)準如下:
傷殘級別 | 傷殘津貼 |
一級傷殘 | 本人工資×90% |
二級傷殘 | 本人工資×85% |
三級傷殘 | 本人工資×80% |
四級傷殘 | 本人工資×75% |
五級傷殘 | 本人工資×70% |
六級傷殘 | 本人工資×60% |
本人工資:是指工(gong)(gong)(gong)(gong)(gong)傷(shang)職(zhi)(zhi)工(gong)(gong)(gong)(gong)(gong)因工(gong)(gong)(gong)(gong)(gong)作遭受(shou)事故傷(shang)害或者患(huan)職(zhi)(zhi)業病前12個月平(ping)均(jun)(jun)月繳(jiao)費工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)。本人工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)高于統籌(chou)地(di)(di)(di)區職(zhi)(zhi)工(gong)(gong)(gong)(gong)(gong)平(ping)均(jun)(jun)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)300%的,按(an)照(zhao)(zhao)統籌(chou)地(di)(di)(di)區職(zhi)(zhi)工(gong)(gong)(gong)(gong)(gong)平(ping)均(jun)(jun)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)的300%計(ji)算;本人工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)低于統籌(chou)地(di)(di)(di)區職(zhi)(zhi)工(gong)(gong)(gong)(gong)(gong)平(ping)均(jun)(jun)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)60%的,按(an)照(zhao)(zhao)統籌(chou)地(di)(di)(di)區職(zhi)(zhi)工(gong)(gong)(gong)(gong)(gong)平(ping)均(jun)(jun)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)的60%計(ji)算。
職工(gong)因工(gong)死亡,其近親屬(shu)按規定從工(gong)傷保(bao)險(xian)基(ji)金領取喪(sang)葬補助金、供養親屬(shu)撫恤金和一次(ci)性工(gong)亡補助金,標準如下:
一次性工亡補助金:標(biao)準為上(shang)一(yi)年度全國城鎮(zhen)居民人(ren)均可(ke)支(zhi)配收(shou)入的20倍。
公式(shi):全國城鎮居(ju)民人均可支配收入×20
喪葬補助金:喪葬補(bu)助金為6個月的統(tong)籌地區上年度職(zhi)工月平(ping)均工資。
公式:當地(di)上年度社平工資×6
供養親屬撫恤金:按照(zhao)職(zhi)(zhi)工(gong)(gong)本人(ren)工(gong)(gong)資(zi)的一定比例發給由因工(gong)(gong)死亡(wang)職(zhi)(zhi)工(gong)(gong)生(sheng)(sheng)前提(ti)供(gong)主要生(sheng)(sheng)活來源、無勞動能(neng)力(li)的親(qin)屬(shu)。具(ju)體標準(zhun)為:配(pei)偶每月(yue)40%,其他親(qin)屬(shu)每人(ren)每月(yue)30%,孤寡老人(ren)或者孤兒每人(ren)每月(yue)在(zai)上述標準(zhun)的基(ji)礎上增加10%。核定的各(ge)供(gong)養親(qin)屬(shu)的撫恤金之和不應高于因工(gong)(gong)死亡(wang)職(zhi)(zhi)工(gong)(gong)生(sheng)(sheng)前的工(gong)(gong)資(zi)。
公式:
配(pei)偶:死(si)者本人工資×40%(按月支(zhi)付)
其他親屬:死者本人工(gong)資(zi)×30%(每人每月)
孤寡老人或孤兒:上述標準的基礎上增(zeng)加10%
初次核定時上述(shu)撫恤(xu)金(jin)之和應≤職工(gong)月工(gong)資(按月計算(suan))
注:需要注意的是,工(gong)傷保(bao)險待(dai)遇標準(zhun)雖然全國大體(ti)一致,但各省、直轄(xia)市、自治(zhi)區對(dui)《工(gong)傷保(bao)險條例(li)》的實施辦(ban)法(fa)或(huo)實施細(xi)則(ze),各自頒布有相應的規定,所以具體(ti)實施標準(zhun)需要依照當(dang)地政府(fu)規定。
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