保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)經(jing)紀(ji)公(gong)(gong)(gong)司是指依法成(cheng)立(li)的保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)中介(jie)機(ji)構。他一(yi)方面(mian)代表被保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)人的利益(yi)，為被保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)人設計保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)方案，與(yu)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司商議達成(cheng)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)協議。另(ling)一(yi)方面(mian)，為保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司招(zhao)攬業務(wu)，向(xiang)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司收取傭(yong)金(jin)(jin)。再在保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)市場上(shang)，為分出公(gong)(gong)(gong)司安(an)排(pai)分保(bao)(bao)業務(wu)，向(xiang)分入(ru)公(gong)(gong)(gong)司收取再保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)傭(yong)金(jin)(jin)。在日常工作中，保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)經(jing)紀(ji)公(gong)(gong)(gong)司還可以向(xiang)投保(bao)(bao)人提供防災(zai)防損(sun)、風險(xian)(xian)(xian)(xian)(xian)(xian)評估、風險(xian)(xian)(xian)(xian)(xian)(xian)管理、保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)咨詢或顧問服(fu)務(wu)等等。

具體地(di)說，保(bao)(bao)(bao)險(xian)(xian)經紀公(gong)司針對客(ke)(ke)(ke)戶(hu)(hu)的(de)(de)特定需求，運(yun)用自身的(de)(de)專業(ye)優(you)勢，為(wei)客(ke)(ke)(ke)戶(hu)(hu)提供專業(ye)的(de)(de)保(bao)(bao)(bao)險(xian)(xian)計(ji)劃(hua)和風(feng)(feng)險(xian)(xian)管(guan)理(li)方案。在同客(ke)(ke)(ke)戶(hu)(hu)簽訂委(wei)托協議后，由保(bao)(bao)(bao)險(xian)(xian)經紀公(gong)司組織市(shi)場詢價(jia)或招(zhao)投標，選擇綜(zong)合(he)承保(bao)(bao)(bao)條件最(zui)優(you)越的(de)(de)保(bao)(bao)(bao)險(xian)(xian)公(gong)司作為(wei)承保(bao)(bao)(bao)公(gong)司。在與保(bao)(bao)(bao)險(xian)(xian)公(gong)司的(de)(de)談(tan)判中維護客(ke)(ke)(ke)戶(hu)(hu)的(de)(de)利益，爭(zheng)取(qu)對客(ke)(ke)(ke)戶(hu)(hu)的(de)(de)最(zui)大優(you)惠。此外(wai)，保(bao)(bao)(bao)險(xian)(xian)經紀人還協助(zhu)客(ke)(ke)(ke)戶(hu)(hu)制(zhi)定保(bao)(bao)(bao)險(xian)(xian)以(yi)外(wai)的(de)(de)全面的(de)(de)風(feng)(feng)險(xian)(xian)管(guan)理(li)計(ji)劃(hua)。風(feng)(feng)險(xian)(xian)管(guan)理(li)具有很強的(de)(de)專業(ye)性，保(bao)(bao)(bao)險(xian)(xian)經紀公(gong)司是(shi)國(guo)內外(wai)保(bao)(bao)(bao)險(xian)(xian)市(shi)場所(suo)公(gong)認的(de)(de)專業(ye)的(de)(de)風(feng)(feng)險(xian)(xian)管(guan)理(li)顧問。