保險(xian)(xian)(xian)(xian)(xian)(xian)經紀公司(si)(si)是(shi)指依(yi)法成立的(de)保險(xian)(xian)(xian)(xian)(xian)(xian)中介機構。他(ta)一方(fang)面代表被保險(xian)(xian)(xian)(xian)(xian)(xian)人(ren)的(de)利益，為(wei)被保險(xian)(xian)(xian)(xian)(xian)(xian)人(ren)設計保險(xian)(xian)(xian)(xian)(xian)(xian)方(fang)案(an)，與保險(xian)(xian)(xian)(xian)(xian)(xian)公司(si)(si)商(shang)議達成保險(xian)(xian)(xian)(xian)(xian)(xian)協議。另一方(fang)面，為(wei)保險(xian)(xian)(xian)(xian)(xian)(xian)公司(si)(si)招(zhao)攬業務，向保險(xian)(xian)(xian)(xian)(xian)(xian)公司(si)(si)收取傭(yong)金。再在(zai)保險(xian)(xian)(xian)(xian)(xian)(xian)市場上，為(wei)分(fen)(fen)出公司(si)(si)安排分(fen)(fen)保業務，向分(fen)(fen)入公司(si)(si)收取再保險(xian)(xian)(xian)(xian)(xian)(xian)傭(yong)金。在(zai)日(ri)常工作中，保險(xian)(xian)(xian)(xian)(xian)(xian)經紀公司(si)(si)還可以向投保人(ren)提供(gong)防災防損、風險(xian)(xian)(xian)(xian)(xian)(xian)評(ping)估、風險(xian)(xian)(xian)(xian)(xian)(xian)管理、保險(xian)(xian)(xian)(xian)(xian)(xian)咨詢或顧問服務等等。

具體地說，保(bao)(bao)(bao)險經紀公司(si)(si)(si)(si)針對客戶的(de)(de)特定需求，運用自身的(de)(de)專業優勢，為客戶提供(gong)專業的(de)(de)保(bao)(bao)(bao)險計劃和風險管(guan)(guan)理(li)方案(an)。在同客戶簽訂委托協(xie)(xie)議后，由保(bao)(bao)(bao)險經紀公司(si)(si)(si)(si)組織(zhi)市場詢價(jia)或(huo)招投(tou)標，選擇綜合承保(bao)(bao)(bao)條(tiao)件最優越(yue)的(de)(de)保(bao)(bao)(bao)險公司(si)(si)(si)(si)作為承保(bao)(bao)(bao)公司(si)(si)(si)(si)。在與保(bao)(bao)(bao)險公司(si)(si)(si)(si)的(de)(de)談判中(zhong)維護客戶的(de)(de)利(li)益(yi)，爭取對客戶的(de)(de)最大優惠。此外，保(bao)(bao)(bao)險經紀人還協(xie)(xie)助客戶制(zhi)定保(bao)(bao)(bao)險以外的(de)(de)全(quan)面的(de)(de)風險管(guan)(guan)理(li)計劃。風險管(guan)(guan)理(li)具有很強的(de)(de)專業性，保(bao)(bao)(bao)險經紀公司(si)(si)(si)(si)是國內外保(bao)(bao)(bao)險市場所公認的(de)(de)專業的(de)(de)風險管(guan)(guan)理(li)顧問(wen)。