威海(hai)市商業銀(yin)(yin)行(xing)股份有限公司是(shi)中國金融(rong)改革的產(chan)物,成(cheng)立(li)于1997年,現轄(xia)濟南(nan)、天津、青島等(deng)117家(jia)(jia)分(fen)支機(ji)構。自成(cheng)立(li)以來,威海(hai)市商業銀(yin)(yin)行(xing)始終堅持(chi)(chi)“服(fu)務(wu)(wu)地(di)方(fang)經濟,服(fu)務(wu)(wu)中小(xiao)企業,服(fu)務(wu)(wu)城鄉居民”的市場定位,在(zai)(zai)支持(chi)(chi)區(qu)域(yu)(yu)經濟發(fa)(fa)展(zhan)、追求內外(wai)和(he)(he)(he)諧共贏中走出了一條(tiao)獨具(ju)特色(se)的發(fa)(fa)展(zhan)道路。多年以來,銀(yin)(yin)行(xing)經營(ying)(ying)業績持(chi)(chi)續(xu)(xu)攀升,經營(ying)(ying)質量持(chi)(chi)續(xu)(xu)提高,經營(ying)(ying)效益持(chi)(chi)續(xu)(xu)增(zeng)長,綜(zong)合實(shi)力持(chi)(chi)續(xu)(xu)增(zeng)強,各項監管指標達標并持(chi)(chi)續(xu)(xu)向好(hao)改善,成(cheng)為具(ju)發(fa)(fa)展(zhan)潛力的股份制商業銀(yin)(yin)行(xing)之一。溫(wen)州銀(yin)(yin)行(xing)成(cheng)立(li)于1998年12月,前身溫(wen)州市商業銀(yin)(yin)行(xing)由29家(jia)(jia)城市信用社、6家(jia)(jia)金融(rong)服(fu)務(wu)(wu)社和(he)(he)(he)8家(jia)(jia)營(ying)(ying)業處整合而成(cheng)。通(tong)過7次增(zeng)資(zi)擴股和(he)(he)(he)股本結(jie)構優化(hua),注冊資(zi)本由2.9億元增(zeng)至29.63億元。2007年順利更名并啟動跨區(qu)域(yu)(yu)經營(ying)(ying),相繼在(zai)(zai)上海(hai)、杭州、寧波等(deng)9地(di)設立(li)異地(di)分(fen)行(xing),溫(wen)州轄(xia)內設有2家(jia)(jia)分(fen)行(xing),現轄(xia)屬176家(jia)(jia)營(ying)(ying)業網點(含總(zong)行(xing)營(ying)(ying)業部),對溫(wen)州本土網點實(shi)現全覆(fu)蓋,員(yuan)工(gong)3300余人(ren),形成(cheng)“立(li)足溫(wen)州、布局(ju)浙江、進軍長三角”的跨區(qu)域(yu)(yu)經營(ying)(ying)發(fa)(fa)展(zhan)格局(ju)。
十九大之后(hou),面對新(xin)時代、新(xin)經(jing)(jing)(jing)濟(ji)(ji)、新(xin)金(jin)融(rong)(rong)(rong),溫州銀行(xing)持續推進(jin)體(ti)制機(ji)制改革(ge),主動(dong)回歸(gui)服(fu)(fu)務(wu)(wu)實(shi)(shi)體(ti)經(jing)(jing)(jing)濟(ji)(ji)本(ben)(ben)源,回歸(gui)商業(ye)銀行(xing)本(ben)(ben)源,按照“整固規模(mo)、嚴控風(feng)險(xian)、增收提(ti)效、強(qiang)化(hua)(hua)(hua)管理”經(jing)(jing)(jing)營發(fa)展思路,落實(shi)(shi)“從嚴治黨、從嚴治行(xing),深(shen)化(hua)(hua)(hua)改革(ge)、深(shen)度經(jing)(jing)(jing)營”基本(ben)(ben)方略(lve)(lve),堅(jian)(jian)守(shou)金(jin)融(rong)(rong)(rong)本(ben)(ben)源,堅(jian)(jian)持守(shou)正(zheng)出奇,構(gou)建發(fa)展新(xin)格局(ju),邁出了高質量發(fa)展的(de)堅(jian)(jian)實(shi)(shi)步伐(fa)。堅(jian)(jian)持體(ti)制引(yin)導(dao),構(gou)建以(yi)黨委為(wei)核心的(de)領導(dao)班(ban)子(zi)分工(gong)負責制,實(shi)(shi)施“一體(ti)化(hua)(hua)(hua)經(jing)(jing)(jing)營、多(duo)中心治理”的(de)業(ye)務(wu)(wu)治理機(ji)制,提(ti)升(sheng)公司治理和業(ye)務(wu)(wu)治理能(neng)力(li);堅(jian)(jian)持反哺地方,實(shi)(shi)施“1+3+6”區(qu)域發(fa)展戰略(lve)(lve),推進(jin)溫杭雙輪驅動(dong)戰略(lve)(lve),堅(jian)(jian)持服(fu)(fu)務(wu)(wu)地方實(shi)(shi)體(ti)經(jing)(jing)(jing)濟(ji)(ji),為(wei)地方經(jing)(jing)(jing)濟(ji)(ji)發(fa)展提(ti)供(gong)堅(jian)(jian)強(qiang)有力(li)的(de)金(jin)融(rong)(rong)(rong)支撐;堅(jian)(jian)持特色化(hua)(hua)(hua)經(jing)(jing)(jing)營,實(shi)(shi)施“上網、進(jin)城(cheng)、下鄉(xiang)”業(ye)務(wu)(wu)發(fa)展戰略(lve)(lve),推進(jin)社區(qu)金(jin)融(rong)(rong)(rong)、文化(hua)(hua)(hua)金(jin)融(rong)(rong)(rong)、科技金(jin)融(rong)(rong)(rong)、醫療金(jin)融(rong)(rong)(rong)、溫商金(jin)融(rong)(rong)(rong)等,塑造(zao)(zao)溫州銀行(xing)特色化(hua)(hua)(hua)金(jin)融(rong)(rong)(rong)服(fu)(fu)務(wu)(wu)品牌;堅(jian)(jian)持普惠金(jin)融(rong)(rong)(rong),深(shen)化(hua)(hua)(hua)金(jin)融(rong)(rong)(rong)服(fu)(fu)務(wu)(wu)“最多(duo)跑一次”,不斷(duan)提(ti)升(sheng)服(fu)(fu)務(wu)(wu)效率、創新(xin)服(fu)(fu)務(wu)(wu)產(chan)(chan)品、鍛造(zao)(zao)服(fu)(fu)務(wu)(wu)品質;堅(jian)(jian)守(shou)風(feng)險(xian)底線,資(zi)(zi)產(chan)(chan)質量持續優(you)于同(tong)業(ye)平均水平,以(yi)實(shi)(shi)際行(xing)動(dong)助力(li)信用溫州建設(she)。截至2019年11月末,資(zi)(zi)產(chan)(chan)規模(mo)2222億(yi)元(yuan)(yuan),存款總(zong)額(e)(e)1477億(yi)元(yuan)(yuan),貸款總(zong)額(e)(e)1215億(yi)元(yuan)(yuan),資(zi)(zi)產(chan)(chan)總(zong)額(e)(e)、存款余額(e)(e)、信貸融(rong)(rong)(rong)資(zi)(zi)總(zong)量均在省(sheng)內城(cheng)商行(xing)中位列(lie)第三,進(jin)一步鞏固省(sheng)內城(cheng)商行(xing)“鐵三角”地位。