2022年7月(yue)6日,深圳市住建局發布關于(yu)向社會公(gong)(gong)(gong)(gong)(gong)開(kai)征(zheng)求《深圳市住房公(gong)(gong)(gong)(gong)(gong)積(ji)金(jin)貸款(kuan)管理規(gui)(gui)定(征(zheng)求意(yi)見稿)》意(yi)見的通告,其中對于(yu)公(gong)(gong)(gong)(gong)(gong)積(ji)金(jin)貸款(kuan)申請(qing)、公(gong)(gong)(gong)(gong)(gong)積(ji)金(jin)貸款(kuan)額度、期限和利率、公(gong)(gong)(gong)(gong)(gong)積(ji)金(jin)貸款(kuan)擔保及公(gong)(gong)(gong)(gong)(gong)積(ji)金(jin)貸款(kuan)償還等內容作(zuo)出詳細規(gui)(gui)定。
對(dui)于(yu)公(gong)(gong)(gong)積(ji)(ji)金(jin)貸(dai)款主體,征求意見稿明(ming)(ming)確為:在(zai)(zai)深(shen)圳市(shi)繳存(cun)住(zhu)(zhu)(zhu)房公(gong)(gong)(gong)積(ji)(ji)金(jin)的(de)(de)(de)職工(gong)作為申請人(ren)按(an)照本(ben)(ben)規(gui)(gui)定申請公(gong)(gong)(gong)積(ji)(ji)金(jin)貸(dai)款;在(zai)(zai)異地(di)就業(ye)且繳存(cun)住(zhu)(zhu)(zhu)房公(gong)(gong)(gong)積(ji)(ji)金(jin)的(de)(de)(de)本(ben)(ben)市(shi)戶籍職工(gong),其(qi)本(ben)(ben)人(ren)或配偶(ou)在(zai)(zai)深(shen)圳市(shi)購買首套(tao)自住(zhu)(zhu)(zhu)住(zhu)(zhu)(zhu)房的(de)(de)(de),可以持就業(ye)地(di)公(gong)(gong)(gong)積(ji)(ji)金(jin)中心出(chu)具(ju)的(de)(de)(de)繳存(cun)證明(ming)(ming)(包括繳存(cun)明(ming)(ming)細),按(an)照本(ben)(ben)規(gui)(gui)定要求向本(ben)(ben)市(shi)公(gong)(gong)(gong)積(ji)(ji)金(jin)中心申請公(gong)(gong)(gong)積(ji)(ji)金(jin)貸(dai)款。申請人(ren)的(de)(de)(de)配偶(ou)、父母、子女可以作為共同申請人(ren)。申請人(ren)的(de)(de)(de)配偶(ou)、父母、子女是購房人(ren)的(de)(de)(de),應當作為共同申請人(ren)。