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國內大型政策性專業擔保機構，隸屬于黑龍江省金融控股集團，集擔保、再擔保和投融資業務為一體的大型金融服務性企業

黑(hei)(hei)龍江省(sheng)(sheng)鑫(xin)正融(rong)資(zi)(zi)擔(dan)保(bao)集(ji)團有(you)限公司（以下簡(jian)稱鑫(xin)正擔(dan)保(bao)）是在原黑(hei)(hei)龍江省(sheng)(sheng)鑫(xin)正投資(zi)(zi)擔(dan)保(bao)有(you)限責任公司（2000年(nian)(nian)3月成立）基礎上，經(jing)黑(hei)(hei)龍江省(sheng)(sheng)人(ren)民政府批準并以省(sheng)(sheng)級財政出資(zi)(zi)為主，于2010年(nian)(nian)9月組(zu)建的(de)集(ji)擔(dan)保(bao)、再擔(dan)保(bao)和投融(rong)資(zi)(zi)業(ye)務為一體的(de)省(sheng)(sheng)級政府性融(rong)資(zi)(zi)擔(dan)保(bao)機構(gou)，現為黑(hei)(hei)龍江省(sheng)(sheng)金融(rong)控股集(ji)團所屬企業(ye)。

經(jing)過近二十年的(de)發展，鑫正(zheng)擔保(bao)(bao)在資本(ben)實力(li)、信(xin)用(yong)等(deng)級、業(ye)務(wu)規(gui)模(mo)、產(chan)品創新(xin)、風險管控、人力(li)資源等(deng)方面已具有(you)(you)較(jiao)強的(de)競(jing)爭實力(li)，現有(you)(you)凈資產(chan)46億(yi)(yi)元、綜合對外(wai)融資擔保(bao)(bao)增信(xin)能(neng)力(li)近500億(yi)(yi)元、資本(ben)市(shi)場主體(ti)信(xin)用(yong)AA+等(deng)級，業(ye)務(wu)管理信(xin)息(xi)平(ping)臺通過公安部信(xin)息(xi)系統安全等(deng)級保(bao)(bao)護三級備案(an)，并肩負著(zhu)承接(jie)國(guo)家融資擔保(bao)(bao)基(ji)金落地(di)、省(sheng)級再擔保(bao)(bao)平(ping)臺和省(sheng)內政府(fu)性融資擔保(bao)(bao)體(ti)系建設等(deng)職能(neng)。

鑫正擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)成立(li)(li)以來，始終堅持為各類(lei)(lei)中小微企業、“三農”和創新創業等(deng)領域提供低成本(ben)、多層次(ci)、廣覆蓋的普惠金(jin)融(rong)(rong)服務(wu)，同時在全省主要(yao)產業、重大(da)(da)基礎設(she)施、重要(yao)民生工程、脫(tuo)貧(pin)攻(gong)堅等(deng)項目建設(she)方面積極發揮融(rong)(rong)資(zi)增信(xin)作用。核心業務(wu)涉及(ji)直接融(rong)(rong)資(zi)類(lei)(lei)擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)、間接融(rong)(rong)資(zi)類(lei)(lei)擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)、擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)體系建設(she)、類(lei)(lei)金(jin)融(rong)(rong)投資(zi)等(deng)領域，擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)業務(wu)涵蓋融(rong)(rong)資(zi)擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)、非融(rong)(rong)資(zi)擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)、再擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)、金(jin)融(rong)(rong)產品(pin)擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)等(deng)四大(da)(da)類(lei)(lei)40多個品(pin)種。鑫正擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)先后與省內外(wai)30多家銀行、證券、信(xin)托、財務(wu)公(gong)(gong)(gong)司、擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)同業等(deng)機構建立(li)(li)了穩定(ding)的業務(wu)合(he)作關(guan)系，并在北京、牡(mu)丹(dan)江、佳木斯、雙(shuang)鴨山等(deng)地設(she)有分公(gong)(gong)(gong)司；全資(zi)設(she)立(li)(li)黑龍江省鑫正金(jin)融(rong)(rong)物流有限(xian)責任公(gong)(gong)(gong)司、黑龍江省大(da)(da)學生創業貸款擔(dan)(dan)(dan)(dan)保(bao)(bao)(bao)(bao)有限(xian)公(gong)(gong)(gong)司等(deng)子公(gong)(gong)(gong)司。

進(jin)入(ru)新(xin)時代，鑫正(zheng)擔保將以(yi)新(xin)時代中國特色(se)社會主(zhu)義思(si)想和(he)黨(dang)的十九大精神(shen)為指導，堅持新(xin)發展(zhan)理念，緊緊圍繞省(sheng)委省(sheng)政府經濟(ji)社會發展(zhan)戰略和(he)打(da) 造“六個強省(sheng)”目標，充(chong)分(fen)依托黑龍江省(sheng)金融(rong)控股集團的平臺優勢，以(yi)踐(jian)行普惠金融(rong)、服務(wu)實體經濟(ji)為導向，更(geng)好(hao)地為做(zuo)實做(zuo)強做(zuo)優實體經濟(ji)、推動(dong)經濟(ji)高質量發展(zhan)提供專業化(hua)、綜(zong)合性融(rong)資增信服務(wu)。