匯友財(cai)產(chan)相互(hu)保(bao)險社(以下(xia)簡稱“匯友相互(hu)”)是專業(ye)服務于(yu)(yu)住建及工(gong)程領域的相互(hu)保(bao)險企業(ye),也是國(guo)內較早試點的三家(jia)相互(hu)保(bao)險組織之(zhi)一。2017年6月22日經中國(guo)銀行保(bao)險監(jian)督管(guan)理委員會批(pi)準開業(ye),總部位于(yu)(yu)北京,主營業(ye)務包括住建及工(gong)程領域的責任保(bao)險、信用(yong)保(bao)證保(bao)險、財(cai)產(chan)險、工(gong)程險、意健險等。
匯(hui)友相(xiang)互是一家由全體會(hui)員持有,并以互助(zhu)合(he)作方式為會(hui)員提供保險服務(wu)(wu)的(de)組織(zhi),具有同質風險保障需(xu)求(qiu),向(xiang)本社投(tou)保的(de)單位或個(ge)人即可成為會(hui)員。會(hui)員不(bu)僅是保險消費(fei)者(zhe),更是相(xiang)互保險的(de)所(suo)有者(zhe),除了可以享受保險及相(xiang)關(guan)服務(wu)(wu)外(wai),還享有參與(yu)民主管理和分享企業盈余的(de)權(quan)利,同時擁有相(xiang)應(ying)的(de)建(jian)議監督權(quan)和查閱知(zhi)情權(quan)等。
匯(hui)友相互的(de)(de)根本(ben)使命就(jiu)是為(wei)會(hui)員(yuan)(yuan)打(da)造一(yi)個(ge)(ge)高效的(de)(de)互助平臺(tai),秉承 “一(yi)切(qie)以(yi)會(hui)員(yuan)(yuan)為(wei)中心”的(de)(de)宗旨,致(zhi)力于(yu)成為(wei)值得會(hui)員(yuan)(yuan)信賴的(de)(de)相互保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)企業(ye)(ye)。匯(hui)友相互專(zhuan)注于(yu)發展在住房(fang)及建設工(gong)(gong)(gong)程領域有(you)風險(xian)(xian)保(bao)(bao)(bao)(bao)(bao)障(zhang)需求的(de)(de)單位或個(ge)(ge)人成為(wei)會(hui)員(yuan)(yuan),核(he)心產品涵蓋建設工(gong)(gong)(gong)程投(tou)標保(bao)(bao)(bao)(bao)(bao)證、合同履約(yue)保(bao)(bao)(bao)(bao)(bao)證、工(gong)(gong)(gong)程款項支付(fu)保(bao)(bao)(bao)(bao)(bao)證、農民工(gong)(gong)(gong)工(gong)(gong)(gong)資支付(fu)保(bao)(bao)(bao)(bao)(bao)證、融資保(bao)(bao)(bao)(bao)(bao)證等信用保(bao)(bao)(bao)(bao)(bao)證保(bao)(bao)(bao)(bao)(bao)險(xian)(xian),工(gong)(gong)(gong)程質量、相關(guan)企業(ye)(ye)和從業(ye)(ye)人員(yuan)(yuan)責任保(bao)(bao)(bao)(bao)(bao)險(xian)(xian),以(yi)及工(gong)(gong)(gong)程保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)、財產保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)和意(yi)外傷害保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)等,即圍繞上下游產業(ye)(ye)鏈為(wei)會(hui)員(yuan)(yuan)提供價格(ge)較低、服務(wu)良(liang)好、定制化的(de)(de)一(yi)攬子保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)及相關(guan)金融服務(wu)。